Windsurfing Insurance

Loss of or damage to the Insured Sailboard including theft (but excluding theft of unsecured gear, fittings or equipment unless stolen with the Insured Sailboard) and including Third Party Liability in respect of the Insured Sailboard and contingent Third Party Liability by the proposer in respect of any other Sailboard - limit €3,000,000.

The policy provides for full 12 months in commission and returns of premium are payable only in the event of cancellation of the policy following the sale of the Sailboard.

Excess
The Assured will bear the first €75 of each claim. The excess does not apply to the Third Party Liability claims.

Geographical Limits:-
Inland & Coastal waters of Ireland & UK

Warranties
1) The insured sailboard must be kept ASHORE when not in use.
2) The insured sailboard must be used for PRIVATE PLEASURE PURPOSES only.
3) The insured sailboard must be maintained in a seaworthy condition.



Exclusions
1) Loss of use.
2) Scratching, bruising and third party liability claims whilst in transit.
3) Wear and tear, depreciation and deterioration from use.
4) Personal effects.
5) Theft of unsecured gear, fittings or equipment unless stolen with the insured sailboard.
6) War and strikes etc. risks.